Effective Date: January 1, 2025
1. Introduction
CBC Underwriters Inc. (“CBCUI”, “we”, “us”, or “our”) is committed to protecting your personal data and upholding your rights under applicable U.S. privacy laws, including the California Consumer Privacy Act (CCPA). This Privacy Notice explains how we collect, use, share, and safeguard your information when you interact with our websites or services.
2. Information We Collect
We may collect the following categories of personal information:
- Contact information (name, email, phone number)
- Business details (employer, title, professional role)
- Insurance-related information (policy data, claims, and underwriting documentation)
- Technical data (IP address, browser type, cookies)
3. How We Use Your Information
We use your personal data to:
- Provide, manage, and improve our insurance services
- Communicate with you regarding inquiries, policies, or claims
- Meet legal, regulatory, and contractual obligations
- Maintain website security and user experience
4. Sharing Your Information
We do not sell your data. We may share information with:
- Our affiliates and licensed partners
- Regulatory bodies as required by law
- Service providers bound by confidentiality and data protection agreements
5. Your Rights
Depending on your jurisdiction, you may have the right to:
- Access the personal data we hold about you
- Correct inaccurate or incomplete data
- Request deletion of data no longer required
- Object to or restrict certain forms of data processing
To exercise your rights, please contact us (see Section 8).
6. Data Security
We implement appropriate technical and organizational safeguards including encryption, secure access controls, and incident response procedures to protect your data.
7. Cookies
Our websites may use cookies to enhance user experience and track performance analytics. You can manage or disable cookies through your browser settings.
8. Contact Information
For questions about this Privacy Notice or to exercise your rights, please contact:
Paul McCulloch
Data Protection Officer
Email: paul@cbcunderwriters.com
Phone: 615-714-7781
Address: 214 Overlook Circle, Suite 214, Brentwood, TN 37027